Equity Savings Program

How would you like to save tens of thousands of dollars in interest payments on your mortgage and reduce the term of your mortgage by up to ten years all without refinancing?

You can with the NEW Equity Savings Program.

The Equity Savings Program (ESP) is not a Refinancing Program

• No approvals necessary
• No credit check or credit requirements
• No appraisal required
• No hidden fees
• You reduce your mortgage term
• You save thousands of dollars in interest payments
• You realize the equity in your home up to 3 times faster
• You own your home sooner
• Your enrollment continues even if you choose to refinance at a later date
• You deposit the money in your checking account and we do the rest

Remember, ESP is not a refinancing. The ESP program simply restructures your existing mortgage payments to biweekly payments, rather than monthly payments. Instead of 12 payments per year, (one per month) you make half payments every two weeks for a total of 26 payments per year. Twice a year, one of your bi-weekly payments will be applied directly to principal.

The benefits are clear:

• Reducing the principle means that the loan will be paid off quicker.
• Reducing the principle also reduces the interest payments on your loan.

The end result for the holder of a mortgage is thousands of dollars in savings and the realization of owning a home free and clear of debt up to 10 years sooner.

To get enrolled in the ESP, contact us.